Nobody likes to pay for insurance, but Stephanie Kohlsmith says having a plan in hand can save you a major headache down the road.
Kohlsmith, a financial advisor and the owner of Kohlsmith Insurance and Investments, says it’s her team’s job to develop affordable plans that ensure clients are properly covered when a devastating and life-altering experience or accident happens, including protection for the home, farm, and business, as well as a client’s health, wealth, and life.
She says a notable issue causing concern in the Ottawa Valley has been the realization that final expenses and income tax reports are set to be way more than clients were expecting, creating the need for estate plans and life insurance policies that will ensure grieving families can pay those expenses without worry.
Kohlsmith is also a avid supporter of local groups and programs that take care of the community, giving back behind the scenes to encourage kids to join local agricultural clubs like 4-H and the Renfrew Dairy Producers, as well as supporting Renfrew Victoria Hospital, the Renfrew Fire Department, and local mental health services.


